Diverse Investment Portfolio

Ensuring the financial sustainability of the Fund to cover current and future obligations to secure the future of generations is one of the basic objectives of the Fund, and financial sustainability means ensuring the provision of pension benefits to the beneficiaries of successive generations, as well as the Fund's fulfillment of its obligations towards them. Accordingly, such sustainability requires a prudent financial and investment strategy that depends on long-term investments and diversified financial portfolios. Therefore, the Fund depends in its financial strategy on diversifying its investments and allocating the Fund’s portfolio for investment in the local and global market, based on long-term and low-risk returns.

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3.6 Billion

The total pension benefits disbursed by the Fund

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2.9 Billion

Disbursed pensions

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477.4 Million

Disbursed end of service lump-sum benefits

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11.07 Million

Other disbursed benefits

3.6 billion as total pension benefits disbursed by the Fund in 2020

Citizens registered in the Abu Dhabi Retirement Fund enjoy many pension benefits, including “pensions, end-of-service benefits, benefits for periods of service exceeding (25) years, in addition to marriage grants, death grants, and finally total or partial injury compensations.”

The total value of pensions and social benefits that were disbursed to the beneficiaries during the past year amounted to AED 3.6 billion, while the total benefits during the last five years amounted to AED 15.32 Billion.

Investing in “ADNOC”

During the past year, the Fund continued to enter investment partnerships with successful and distinguished national institutions, as it signed an agreement with the Abu Dhabi National Oil Company, “ADNOC”, under which both the Fund and the “(ADQ) Holding” would invest AED 7.7 billion ($ 2.1 billion) in a specific group of ADNOC's gas pipeline infrastructure assets. Under the agreement, ADNOC sells 20% of ADNOC Gas Pipeline Holding Company LLC, which is wholly owned by the former, to the Fund and (ADQ) Holding. ADNOC Gas Pipeline Company has the rights to lease 38 gas pipelines, with a total length of 982 km.

This agreement comes within the successful investment cooperation between the Fund and ADNOC in the field of infrastructure, which was concluded through an agreement concluded last year, and it was a major shift in the quality of the Fund's investments and contributed to achieving many gains.